Insurance (Life)

• A life insurance professional possessing more than ten years of experience
• A professional and consultative expert in this narrow field who has a process and client perspective which is free from conflicts. This expert will offer your clients the most dispassionate advice regarding the exact right kinds and amounts of disability insurance required

While experience and demonstrated skill are more important than credentials, if absent, you should simply seek to understand why credentials or certifications were never sought. In the end, you are seeking someone to offer Best-in-Class recommendations, and their credentials, while giving a clue to their abilities, will not be your deciding factor in selecting the best candidate.

• CLU - Chartered Life Underwriter
• CPA - Certified Public Accountant
• Some states, provinces, associations and corporations offer various Life Insurance Analyst certifications or designations testing for expertise in the interpretation and mastery of this narrow field of insurance

• Review Interaction Logs™ for potential "red flags" or risk potential needing review by Insurance Subject Matter Experts
• Proactively review all future insurance renewals for recommendations or updates

• Review every disability policy and make recommendations at least annually
• Proactively reach-out to uncover any life insurance issues the Estate Planning Subject Matter Expert may have for each client
• Have full command of each Ideal Client's risks so that all necessary insurance is proposed